The SBA 7(a) program is the most flexible and commonly used SBA loan. It provides financing for a wide range of business needs, including working capital, business acquisition, partner buyouts, equipment purchases, and commercial real estate. With longer repayment terms and competitive rates, the 7(a) program helps businesses secure capital they may not qualify for through traditional lending.

The SBA 504 program is designed specifically for long-term, fixed-asset financing, such as purchasing commercial real estate, constructing new facilities, or acquiring major equipment. This program pairs a bank loan with a Certified Development Company (CDC) loan, offering low fixed rates and extended terms. It’s ideal for businesses looking to expand, invest in property, or improve their operational infrastructure.

Term loans give businesses access to upfront funding that is repaid over scheduled terms, typically with consistent monthly payments. They are often used for equipment, expansion, real estate, or other long-term projects.

A business line of credit gives you a revolving source of funds that can be used for inventory, payroll, seasonal fluctuations, or unexpected expenses—helping you maintain financial stability and flexibility.

A Borrowing Base Line of Credit is a revolving credit facility tied to the value of your business assets. Lenders advance funds based on a percentage of receivables or inventory, providing steady liquidity for operations, growth, or seasonal needs. Tailored to lines of credit larger than $1 Million dollars.

Investment Real Estate Loans are designed for investors looking to purchase, refinance, or develop income-producing real estate. They offer competitive terms tailored to support cash flow, property improvements, and long-term asset growth.

Owner-Occupied Real Estate Loans are designed for businesses looking to purchase, refinance, or improve the commercial property they operate in. These loans support expansion, enhance stability, and allow your business to invest in its own growth.

Equipment Loans are designed to finance the purchase of machinery, vehicles, technology, or other essential equipment. With predictable payments and flexible terms, they help businesses maintain operations and invest in growth.

Alternative Lending includes a range of non-bank financing options such as online lenders, revenue-based financing, and short-term working capital loans. These solutions offer streamlined approvals and adaptable terms for businesses seeking faster or more accessible funding.

A Merchant Cash Advance (MCA) is a short-term financing solution where businesses receive immediate capital in exchange for a percentage of future credit card or sales revenue. It’s a fast, flexible option for covering operational expenses, inventory, or seasonal needs.

Hard Money Loans are short-term, high-speed loans backed by real estate assets rather than creditworthiness. They are commonly used by investors for acquisitions, rehabs, or bridge financing, providing access to capital when conventional loans aren’t feasible.

Business Personal Loans are unsecured loans that rely on the owner’s personal creditworthiness. They are often used for working capital, inventory purchases, or short-term business needs when traditional business loans may not be available.